Wyre offers two ways to top up your account: wire transfers and ACH transfers.
Unlike wire transfers which are processed in real time, ACH transfers typically take 3-5 business days to complete after initiating a transaction.
To enable ACH debits in your Wyre dashboard account, you'll need to first add your payment method via Connect Bank and enter your bank login credentials. Once your payment method is approved, you'll be able to choose this type of transfer.
⚠️ Please note: If your current payment method was entered manually, you will not be able to use ACH. You will need to re-add the payment method and connect using your bank login credentials.
Linking Your Payment Method
Step 1: In your Wyre dashboard, click on Add Funds.
Choose the Institution Location, select United States to continue for ACH (only available for banks in the United States).
Step 2: Next, choose Connect Bank to enter your bank login credentials.
Step 3: Click Continue to proceed to the next window to search for your bank. Select the icon for your bank and proceed to login using your credentials.
Once you've completed this step, your payment method will be reviewed and approved within 24 hours. You will receive an email notification notifying you once it is approved.
After it is approved, follow these next steps below to complete adding funds to your Wyre dashboard account.
Add Funds using ACH
In the next screen below, select transfer type, Direct Withdrawal (ACH). This step is only available for approved bank accounts that are linked via bank login credentials.
If you do not see this as an available option, please refer back to Steps 1-3.
Step 4: Enter the deposit amount.
Step 5: Review and Confirm the transfer details. Your funds will be deposited within 3-5 business days.
⚠️ Note: Some of the screenshots may appear different depending if you use the Wyre widget, or partner application. The screenshots used here are for the Wyre dashboard.
- ACH transfers take 3-5 business days to complete.
- Wyre dashboard users need to add their payment method via connect bank account to enable ACH debits.
- The weekly limit for ACH is $2,500 USD, monthly $10,000 USD.
- For partner users, ACH is the only payment method available for processing transactions.
For more information on ACH Transfers, please visit our dedicated page here.