Card Processing FAQs

πŸ’³ Frequently asked questions for Apple Pay, debit/credit card orders.


Are you experiencing any issues or have a few questions while trying to purchase crypto using Apple Pay or debit/credit card? You've come to the right place! Take a look at our most frequently asked questions below:

Why did my order fail?

A payment can fail for a few reasons. Here what to check before sending in a support ticket:

  • Check with your bank-issued card to see if you have any holds/blocks for this type of transaction.
  • Make sure you are not in a non-supported US state or country
  • Note we do not accept Apple Cash or Prepaid Card at this time 
  • Review your Apple Pay info and Card billing info
  • We currently only accept Visa and MasterCard. This can be debit or credit.
  • Make sure you are using a mobile phone # and not a Landline/VOIP #

In any of these cases, we have a few recommendations that might help your next transaction complete processing successfully. We recommend to always:

  • Check our geographic restrictions here. Any states or countries that are listed we cannot currently support transaction processing in that jurisdiction. We keep this list updated, and you can expect this list to get shorter!
  • Sometimes there are issues with your issuing bank not authorizing your transaction. We recommend contacting your bank card issuer for more information, as you may need to authorize Wyre as a merchant to continue making purchases.
  • Keep your billing information updated, including your Apple Pay profile for the debit/credit card you are using.
  • Any prepaid card which includes Cashapp, Transferwise, Revolut, N26, and others is not currently accepted if you are using one of those, you will have to try another card.


Lastly, it is important to note that if your order failed and there are amounts appearing on your statement - these are only temporary authorizations. These will disappear within 2-3 business days.

Why did I receive an error for the weekly limit reached?

This message is shown when your 7-day rolling limit has been reached! The weekly limit will be refreshed 7 days from your last purchase amount. Please see our current limits below:

πŸ‡ΊπŸ‡Έ USA Domestic Limits

$500.00 weekly | $5,000.00 yearly

 

🌎 International Limits

$1,000.00 weekly | $7,500.00 yearly

Why did I get charged for my order, but no crypto was delivered?

In the event that your order has failed, we do not charge for your payment attempt. If any transaction amount is reflected on your statement, this is only a temporary authorization rather than a charge.


Any temporary authorizations on your card will be released in 2-3 business days.

Why did my order take so long to process?

Orders submitted through Wyre Checkout usually take less than a minute to authorize and complete. Once an order is completed, it is sent out through the blockchain for delivery.

Please note that it can take up to 30 minutes for the transaction to confirm and be delivered on the blockchain. You may have seen increasingly longer wait times with the Ethereum network, as there have been very high levels of network congestion and higher than normal gas fees.

Also, note that we do not control the blockchain as it is a separate entity to Wyre. 

Am I able to submit my order for reprocessing?

Unfortunately, no. Once an order has failed, we are not able to submit it again. A new order must be submitted.

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